Business Checking Comparison Chart

A proud supporter of working from the park.


Why Osgood? 

Osgood business clients receive high-touch, local service from OSB relationship bankers coupled with low-cost accounts - giving businesses the best of both worlds!

Whether you are just starting out or you've been around as long as we have, there is a product here for you. Find what you are looking for below or contact one of our bankers about your business checking needs.

All business checking relationships include:

  • Unlimited Check Writing at No Charge
  • Unlimited Deposits at No Charge
  • No Coin Counting Fees
  • Free Notary Services
  • HSA Employee Contributions at No Charge
  • Fast, Local Decision-Making
  • Rapid Funding of Approved Business Loans 

All Business Checking Accounts cycle on the last business day of the month.

Business Checking Accounts

Account Feature Edge Elite Encore
Opening Balance Requirement $100 $500 $2,500
Monthly Service Fee $5
+$2 with mailed statements
$12 $20
Service Fee Requirements   $15,000 Average Daily Balance or $250,000 Total Relationship1 $50,000 Average Daily Balance or $500,000 Total Relationship1
Earns Interest   Yes Yes
Business Online Banking & Bill Pay Access No Charge No Charge No Charge
3x5 Safety Deposit Box Rental Discount No Charge for 12 Months No Charge for 24 Months No Charge for 1 Box
Discount on Check Orders $20 off First Order $50 off First Order $100 off First Order
Night Drop/Locked Bag Services No Charge No Charge No Charge
Discount on Remote Deposit Capture (RDC) Service   5% 10%
Discount on ACH Payroll Processing Service   5% 10%
Free Education Seminars to Employees     Yes

1 Total relationship is based on same tax identification number, outstanding loan balances, and total average deposit balances.